The Best Ways to Minimize Your Risk When Selecting a Stop Loss Carrier – Part 1
The age-old adage, "you get what you pay for," certainly holds true in the stop loss...
Tax Treatment of Fixed Indemnity Health Plans
A fixed indemnity health plan pays a specific amount of cash for certain health-related events (for...
Strategic Benefits Communication: How Do You Measure Success?
Last fall I had the pleasure of hosting a UBA WisdomWorkplace webinar called “Success in...
HHS Extends Transition Policy For Non-ACA Compliant Health Plans
On Feb. 23, 2017, the Department of Health and Human Services (HHS) extended an existing...
Keeping Pace with the Protecting Affordable Coverage for Employees Act
Last fall, President Barack Obama signed the Protecting Affordable Coverage for Employees...
Medicare Part D Disclosures due by March 1, 2017 for Calendar Year Plans
Group health plan sponsors are required to complete an online disclosure form with the Centers...
Long-Term Care: A Threat to Retirement Security
Employers I’ve talked to all have the same goal: to help employees build a sound retirement...
Regulations Regarding Short-Term Limited-Duration Insurance, Excepted Benefits, and Lifetime/Annual Limits
Recently, the U.S. Department of the Treasury, Department of Labor (DOL), and Department of Health...
Ask the Experts: Dealing With FSA Carryover Funds
Question: If an employee has a small health flexible spending account (FSA) balance with a...
New Law Allows Small Employers to Pay Premiums for Individual Policies
This week, the U.S. Senate passed the 21st Century Cures Act which includes a provision allowing...
Long-Term Care Insurance: Employee Education Makes the Difference
Most Partners of United Benefit Advisors (UBA) and their clients have benefits enrollment down pat....