2025 Penalties for Health & Welfare Plans

In January, the Department of Labor (DOL) published the inflation-adjusted penalties for ERISA violations in 2025. The following table summarizes the new penalty amounts and reminds employers of filing deadlines to avoid incurring penalties.​

Employer Action Items

• Prepare for annual filing or extension to file Form 5500 by July 31 for calendar year plans.
• Ensure annual notices have been distributed and are on track to be distributed for the next plan year.
• Conduct an internal compliance audit to ensure compliance with the prohibition of discrimination based on genetic health information.
• Be prepared to respond to requests for information from the DOL or state agencies.

Contact a SSG Benefits Advisor if you have further questions.

_{SOURCE: United Benefit Advisors (UBA and Fisher Phillips, Atlanta}